Founding price: €2.99 / month for the first 50 Pro users. Spots left: 48. See pricing
Web app and Telegram bot
Your money, in one clear picture
Log an expense in seconds on the web or right in Telegram, and watch accounts, goals, debts and investments add up in your base currency.
Free plan, no card needed.
Total capital
€24,380
Spent this month
€1,246
Monthly income
€3,200
Monthly goal savings
€450
Monthly spending
Top categories
- Housing€620
- Groceries€318
- Food€142
What is inside
Everything you track, finally in one place
No bank login to hand over. You decide what goes in, Moneyflowr does the maths.
Add an expense in seconds
Pick an amount and category on the web, or type “12 lunch” or send a voice note to the Telegram bot. AI reads the amount and category, and nothing is saved until you tap Yes.
Euros, dollars and roubles, one total
Keep accounts in euros, dollars or roubles. Every total is converted into your base currency at current exchange rates.
The whole picture
Accounts, recurring payments, savings goals, debts and investments with current market prices, side by side on one dashboard.
Trends you can read
Spending over 1, 3, 6 or 12 months, your top categories, and how much of your income you actually kept.
Ask about your moneyPro
The AI assistant answers questions about your own numbers and can log expenses or goal progress from chat, always after you confirm.
Your data stays yours
Export to CSV whenever you like. Delete your account and your data goes with it.
Telegram bot
Log expenses from the chat you already have open
Connect Telegram in Settings once, then just message the bot. It works out the amount, currency and category, and waits for your Yes.
- /today, /summary and /balance answer right in the chat.
- Logged the wrong thing? /undo takes it back within 30 minutes.
- Need the full view? The Moneyflowr Mini App opens inside Telegram.
4.50 coffee
€4.50 · Food · coffee — save?
- Free€0
- Tracking, budgets, analytics and CSV export, plus the Telegram bot with AI logging.
- Pro€2.99 / monthFounding price, then €4.99
- Adds the AI assistant, reminders and budget alerts, and company mode with invoicing.
See where your money goes, starting today
Create a free account with email, Google or Telegram.