Moneyflowr

Pricing

Start free. Upgrade when it earns its keep.

No bank login and no card needed for Free. Pro runs month to month — cancel any time.

Free

€0

  • Expense tracking with categories and budgets
  • Recurring payments, goals, debts and investments
  • Telegram bot: connect once, then log expenses by text or voice — daily digest included
  • Analytics and CSV export
  • 2 custom categories
Start for free

Pro

48 founding spots left

€2.99 / month

Founding price for the first 50 Pro users — locked in for you. €4.99 after.

  • AI assistant: ask about your money in plain language and log by chat
  • Proactive coaching in Telegram: budget alerts plus goal, logging and bill reminders
  • Your own schedule and frequency for bot messages
  • Company mode: invoice clients and track business cash flow
  • 5 custom categories
  • Everything in Free
Create a free account

Start with a free account — you can upgrade from inside the app at any time.

Questions before you decide

Do I have to connect my bank account?
No. You decide what goes in: type it on the web, message the Telegram bot or send it a voice note. Moneyflowr never asks for bank logins.
Can I cancel Pro at any time?
Yes. Pro runs month to month with no minimum term and can be cancelled with effect for the following month. Your data and all Free features stay.
Where is my data stored?
The app and its database run on a server in Nuremberg, Germany. The AI features (the assistant and free-text logging in the bot) are processed by OpenRouter in the USA, only when you use them. Deleting your account removes your data permanently. Privacy policy
What is the founding price?
The first 50 Pro users pay €2.99 a month instead of €4.99, locked in for them.
How do I pay?
During early access, payments are handled by hand: confirm the upgrade, then message us on Telegram and we activate Pro, usually within a day.

Before you buy

Provider: Deni Jachichanov, Gemeindeberggasse 10-24/1/4, 1130 Wien, Österreich.

The monthly price shown includes VAT. There are no further charges.

The subscription runs month to month with no minimum term and can be cancelled at any time with effect for the following month.

As a consumer you have fourteen days to withdraw. Because this is a digital service, that right ends early only if you expressly ask us to start sooner and confirm you understand the consequence — we ask for both before activating anything. /legal/widerruf